Odd Recovery pairs an automated collections engine with real attorney review. Every bounce detected the day it happens; every UCC filed in the right state; every notice reviewed by counsel before it goes out.
ACH returns from your processor feed the engine daily — R01s become recovery files, not surprises.
Nothing is filed or mailed until a licensed attorney reviews and authorizes it. No robo-signing.
We verify priority before receivables notices — the step most collectors skip, and the one that creates liability.
Place a file at any stage, even one still paying but slipping. The engine does the paralegal legwork, counsel makes the calls, and you watch it from your portal.
Daily ACH-return ingestion (API or NACHA files) matches every bounce to its file. The merchant gets a same-day servicing notice.
UCC search in the debtor's state of organization, lien priority, competing and stacked MCA positions, skip trace and record searches.
Counsel reviews the full file and authorizes each step: demand, UCC-1, § 9-406 notices only when senior, or an e-signed workout.
Certified demands, UCC filings, arbitration or suit, then post-judgment enforcement — domesticated in other states where the assets are.
Place files in minutes, watch lien verification and attorney review, and see what's been recovered and what's next. Recoveries sit in a segregated client-funds account with monthly statements.
Contingency only — no recovery, no fee. No setup, no minimums, no placement fee; rates are set per portfolio. First file working inside a week.
Your lender clients already receive the return codes. We turn each one into a recovery workflow you can offer — referral or resale.
A recovery module from default through judgment, synced to your servicing data. Live today with a LendSaaS integration.
Skip trace, court records, business credit and UCC filing are built in and provider-agnostic, with permissible purpose logged on every lookup.
Recoveries land in a segregated client-funds account, not our operating account. You get a monthly statement per account showing gross recovered, our fee, any costs reimbursed, and the net credited to you — and what's still held versus what's been remitted.
Recall it any time. If nothing has been filed, there's nothing owed. If costs were advanced on it, those are reimbursed; if a recovery already came in, the fee on that recovery stands. No exit fee and no minimum term.
Commercial collection licensing and bonding vary by state, and we only take files in states where we're permitted to work them. Tell us where your book sits and we'll confirm coverage before you place anything.
All automated outreach on that file freezes immediately and it goes to counsel for review. We don't collect through a dispute — that's how funders end up on the wrong end of a UDAP claim.
No pre-judgment account freezes. No § 9-406 receivables notices without a verified senior lien. No filings in a state until counsel has confirmed that state's procedure. No consumer collections — this is commercial paper only.
Three required fields. We reply within one business day — and if you're placing a file, we come back with the lien picture and a recovery plan before you commit to anything.